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اللّهُـمَّ إِنِّـي أَعوذُ بِكَ مِنَ البُخْـل، وَأَعوذُ بِكَ مِنَ الجُـبْن، وَأَعوذُ بِكَ مِنْ أَنْ أُرَدَّ إِلى أَرْذَلِ الـعُمُر، وَأََعوذُ بِكَ مِنْ فِتْنَـةِ الدُّنْـيا وَعَـذابِ القَـبْر .
Allahumma innee aAAoothu bika minal-bukhl, wa-aAAoothu bika minal-jubn, wa-aAAoothu bika min an oradda ila arthalil- AAumur, wa-aAAoothu bika min fitnatid-dunya waAAathabil-qabr.
‘O Allah, I take refuge in You from miserliness and cowardice, I take refuge in You lest I be returned to the worst of lives “i.e. old age, being weak, incapable and in a state of fear”, and I take refuge in You from the trials and tribulations of this life and the punishment of the grave.’